money – ĂŰĚŇÓ°ĘÓ America's Education News Source Wed, 25 Jun 2025 18:44:07 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.2 /wp-content/uploads/2022/05/cropped-74_favicon-32x32.png money – ĂŰĚŇÓ°ĘÓ 32 32 Paying More for Child Care Than Your Mortgage? You’re Not Alone. /article/paying-more-for-child-care-than-your-mortgage-youre-not-alone/ Thu, 26 Jun 2025 18:30:00 +0000 /?post_type=article&p=1017405 This article was originally published in

was originally reported by Chabeli Carrazana of .Ěý

Parents, you’re not imagining it: The cost of child care is rising. By a lot.

The average annual cost of care in 2024 was $13,128, a 29 percent increase since 2020 — outpacing even inflation. That’s according to an from Child Care Aware, a national child care advocacy group that calculates average prices every year.


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The rapid rise of child care costs is swallowing larger portions of families’ income. On average, a married couple earning the median annual income in their state is draining about 10 percent of their earnings on child care. A single parent spends 35 percent of their income on child care.

In some states, it’s a lot worse. For a married couple with an infant in center-based care, by share of median income are Hawaii (17.9 percent), California (16.3 percent), Maryland (15.8 percent), Oregon (15.5 percent) and Nebraska (15.1 percent). In those states, single parents earning the median income are paying about half their earnings on child care.

That means child care costs are rivaling home costs as the top line item in most family budgets. In 45 states and Washington, D.C., child care for two kids costs more than a mortgage. In 49 states and D.C., child care for two surpasses what families pay in rent.

For years, the list of states where parents are likely to pay more for an infant’s care than higher education has been growing. According to Child Care Aware, the cost of center-based infant care exceeds the cost of in-state college tuition in 41 states now. The organization uses three methodologies to arrive at its average, looking at price, supply of child care providers and the number of child care spots, pooling data from 49 states and Washington, D.C., to arrive at its annual price analysis.

“Child care prices are a sizable part of family budgets — they are by no means under control for the majority of families,” said Anne Hedgepeth, chief of policy and advocacy at Child Care Aware. “If we are going to talk about family budgets, and if we want to talk about things you could solve for family budgets: Make a dent in child care prices. You would really bring down one of those highest costs or expenses for a family.”

Child care remains so expensive because of staff needs and federal investment. To preserve the safety of babies and toddlers, centers are required by law to have more teachers in the classroom. The federal is one person for every three to four infants and young toddlers, and one person for every seven when you get up to 3-year-olds, but each state sets its own ratio. That’s different from a kindergarten classroom, where classes may have one teacher for every 20 kids, for instance. The costs of employing that many people are also not offset by substantial federal, state and local investment like public education is subsidized. So parents are left footing the bill, and centers can only pay their teachers about minimum wage to keep costs as low as possible. Profit margins at centers are only

For years, the United States has toyed with the idea of investing more broadly in child care. Currently, the federal government only covers some costs for very low-income families — and even then only about are able to access subsidized care. But broader proposals that go as far as introducing a “universal” child care system have repeatedly been .

After the pandemic, when , the United States got as close as it ever has to investing more broadly in the industry. Through September 2023, states received a historic investment of $24 billion in stabilization grants that helped keep centers open and raise wages for teachers at .

But after those funds ran out, Congress did not allocate any additional resources.

Among families, there is broad support for more federal and state investment in child care, regardless of political party. In a nationally representative Child Care Aware , 82 percent of Democrats, 72 percent of independents and 68 percent of Republicans said they want their elected officials to increase funding for child care and early learning.

That support is also resounding among men. Another nationally representative found that 90 percent of men, including 87 percent of Republicans, are in favor of ensuring families have access to affordable care.

Since the reversal of Roe v. Wade, Republicans have grown somewhat more vocal in their support of child care investments. On the campaign trail, President Donald Trump said he supported child care but didn’t offer any policy proposals for improving affordability or access. Former President Joe Biden proposed a $400 million child care package that included universal preschool, but it .

At the moment, the closest the Trump administration could come to a child care investment is an update to the Child and Dependent Care Tax Credit, a tax break for families on their child care expenses that could be in the final version of Currently, most families only get an average tax break of about (the maximum parents can claim for one child is $1,050), which doesn’t do much to offset child care costs that easily run into the thousands. A bipartisan effort in the Senate to update the tax credit could get added into the package. (The House version that passed in May did not include it). The Senate’s Child Care Availability and Affordability Act would increase the maximum amount parents can get back in their taxes through the credit to .

Julie Kashen, a senior fellow and director for women’s economic justice at the Century Foundation, a progressive think tank, said improving the tax credit is a good policy move for the families that benefit from it, but ultimately it doesn’t solve the problems facing the child care industry as a whole.

“It’s one piece of a much larger puzzle,” Kashen said. “If you can’t afford to lay out the money up front to pay for child care, then it doesn’t help you that you have a refundable tax credit.”

Advocates worry child care has so far been a footnote in this administration. In April, a leaked version of Trump’s budget called for , the federally-funded program that provides early learning and other services to half a million very low-income preschoolers ages 3 to 5. After from child care providers and parents across the country, the proposal was ultimately withdrawn.

“It tells us a little bit of what it looks like when policy makers — in particular, members of Congress and members of the administration — hear about child care from the constituents, and what they heard was how much of a non-starter it is to eliminate these core early learning services in every district across the country,” said Hedgepeth of Child Care Aware.

Still, it will likely be a battle to keep the existing child care safety net — a battle increasingly at odds with the majority of American parents who are looking for relief on child care costs.

Because the reality is simple, Hedgepeth said:  “This is not what people are looking for.”

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Lawmakers Recommend 8.5% Funding Bump for Teachers, School Staff /article/lawmakers-recommend-8-5-funding-bump-for-teachers-school-staff/ Fri, 04 Oct 2024 16:30:00 +0000 /?post_type=article&p=733766 This article was originally published in

As the brother of a recent graduate from the University of Wyoming’s College of Education, Rep. Landon Brown (R-Cheyenne) has seen firsthand how lagging teacher salaries in Wyoming affect the state’s pool of educators. 

“The offer that he received from Arizona was $22,000 more a year than what he was offered for any school district here in the state of Wyoming, including Cheyenne, where his home was,” Brown told his colleagues on the Joint Education Committee Thursday. 

“He picked up and moved to the state of Arizona, where he’s going to pay income tax, because he can make $22,000 more a year,” he continued. 


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In the face of such anecdotes, as well as empirical evidence that Wyoming is , the Joint Education Committee recommended an 8.5% “external cost adjustment,” or temporary increase in funding, for teacher and other school staff salaries for the 2025-26 school year. The body voted 11-1 to recommend the increase.

The recommendation, which also includes shifts in funding for school materials and utilities, would increase funding by approximately $66.4 million in total. That would bring the funding in alignment with Wyoming’s “evidence-based model.” That funding model was implemented after the Wyoming Supreme Court in 1995 declared the state’s K-12 school finance system unconstitutional for failing to “provide for the establishment and maintenance of a complete and uniform system of public instruction.” The new formula relies on consultants using complex economic data to periodically define appropriate funding levels instead of elected officials. 

The pay bump still has hurdles to clear. The Appropriations Committee will make its own recommendation on the matter to Gov. Mark Gordon by Nov. 1. 

But the Education Committee’s decision could represent a response to critics who say Wyoming has lost its ability to recruit and retain quality educators because it hasn’t kept up with the high relative pay it once offered. 

Background 

Wyoming periodically “recalibrates” how much the state is willing to spend on education and how the funds should be split — a complicated undertaking done with the help of consultants. The next recalibration is scheduled for 2025.

During the non-recalibration years, lawmakers decide whether inflation and cost models demand an external cost adjustment to appropriately fund staff, supplies and utilities. Any changes are then reflected in Wyoming’s Educational Block Grant Funding, a spending measure approved by the Legislature.

The committee’s discussion last week honed in on pay for teachers and other school staff. 

In 2010, teaching salaries in Wyoming were about 25% higher than salaries in adjacent states, according to a  by economics researcher Christiana Stoddard. But over the next decade, the state’s average teacher wage didn’t increase much, going from $59,268 in 2012 to $60,650 in 2020, the report states. 

Today, Wyoming still exceeds many Western states for teacher pay, but its edge has slipped. It’s ranked No. 26 in the nation for its average teacher salary of  $61,979, 

Teacher pay in surrounding states is creeping up, Stoddard told the committee Thursday, including in Utah, which now surpasses Wyoming. Teaching wages have also fallen relative to salaries in other comparable occupations in the state, she said. 

“Cost pressures matter because they affect the quality of teachers, and we know that teacher quality makes an enormous difference in terms of student outcomes,” Stoddard said. Many Wyoming school districts, she said, have opted to hire fewer personnel at a higher pay to remain competitive. 

Stoddard noted another concerning trend: “a pretty sharp drop in the number of bachelor’s degrees from the University of Wyoming who are graduating in teaching.” UW has been a major source of new teachers to Wyoming schools.

In an effort to sustain teaching levels, districts are coming up with creative solutions. Wyoming reported 190 teachers using emergency or provisional credentials and four teachers working outside their licensed subject area for the 2021-22 school year, according to a Learning Policy Institute  on the state of the teacher workforce. 

Keeping constitutional 

After listening to reports on the state of school funding Thursday, Sen. Chris Rothfuss (D-Laramie) made a motion to recommend an external cost adjustment that includes the 8.5% increase for both professional and non-professional staff. 

The total $66.4-million difference in the funding that adjustment would represent is “not an arbitrary number,” Rothfuss said. 

Instead, it’s the figure legislative staff identified to ensure Wyoming follows its constitutional mandates, he said. “It is the amount that it takes to make a constitutional, statutory model equivalent to the evidence-based model.” 

Sheridan County School District 1 Business Manager Jeremy Smith encouraged the 8.5% recommendation. The conversation leading to it, he said, had a consistent theme: high teaching salaries can attract quality candidates even when they have alternate employment opportunities. 

One only has to look at the University of Wyoming graduation data to see that Wyomingites are being dissuaded from the profession, Smith said. He also pointed to a 2022 survey conducted by the University of Wyoming’s College of Education and the Wyoming Education Association that found 65% of Wyoming’s teachers would quit if they could. 

“Teachers aren’t very satisfied in their profession right now for a whole host of reasons, but one is certainly salary,” Smith said. “You’ve got to give the ECA, it’s got to be substantial and substantive in order to turn the ship around.”

Sen. Charles Scott (R-Casper) was the sole lawmaker to protest, calling the adjustment “out of line.” 

Rep. Brown of Cheyenne, meanwhile, spoke in support of it, saying that failing to sustain external cost adjustments has already proven to be unwise. 

“We’re not funding our school districts with the valuable resources they need to teach these kids,” he said before the committee passed the recommendation. 

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Crowdfunding Sites Serve As Critical Lifeline for Teachers /article/crowdfunding-sites-serve-as-critical-lifeline-for-teachers/ Mon, 23 Sep 2024 18:01:00 +0000 /?post_type=article&p=733126 Crowdfunding has long helped teachers afford the school supplies they need for their classrooms. But as prices rise and budgets get further constrained, these fundraising efforts have become an even more critical lifeline.

According to a survey of more than 3,000 teachers conducted by AdoptAClassroom.org, a nonprofit crowdfunding platform, teachers received a median classroom school supply budget of $200 last school year – an amount that 93% of the respondents said was not enough to cover their in-class needs.

Many teachers choose to subsidize the remainder of the costs, but it comes at a steep price. Out-of-pocket spending among teachers has increased by 44% since 2015, the survey found, with teachers reporting that they spent an average of $860 of their own money on supplies and other expenses during the 2022-2023 school year.


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“Teachers spend their classroom supply budget fast,” Melissa Hruza, Vice President, Marketing & Development at AdoptAClassroom.org, told ĂŰĚŇÓ°ĘÓ. “Even though they are willing to provide basic items like food and supplies for their students, their ability to pay for it is decreasing.”

One big reason: teacher pay has failed to keep up with the sky high rate of inflation in recent years. Adjusted for inflation, teachers are making $3,644 less than they did a decade ago, according to the National Education Association.

Communities and parents appear to be recognizing the challenges teachers face. AdoptAClassroom.org said its site has received more donations to teachers for the 2024-2025 back-to-school season than last year.

“Comparing July and August 2024 to the same period in 2023, the number of contributions to educators on AdoptAClassroom.org is currently up 13% from 2023 to 2024 so far this year,” Hruza said. “There’s also been a 9% increase in the number of both new fundraisers and total number of teachers with active campaigns.”

GoFundMe has seen a similar bump. So far this year, more than $12 million has been raised for K-12 education on the crowdfunding platform. In 2023, total funds raised for educators reached over $24 million — a 7% increase from the previous year.

“[P]eople don’t always see the hidden costs that end up on teachers’ hands, like providing additional resources for students who can’t afford small items like pencils,” Shawn An, a first-year earth and environmental science teacher at Julius L. Chambers High School in Charlotte, North Carolina, told ĂŰĚŇÓ°ĘÓ.

To ensure he and his students were fully prepared for this school year, An launched a GoFundMe campaign called A Classroom for Future Scientists, with a goal to raise $1,000. He ended up receiving $1,045 in donations.

“What this funding created is the opportunity for me to bring the basic necessities into the classroom I need to succeed, like organizers and writing utensils to grade with,” An said. “It’s helped me create a space where I can be efficient and to find resources for students to engage in the work we’re asking them to do.”

Lightening the load

To help teachers afford the supplies they need, GoFundMe launched its own fundraising initiative called the Education Opportunity Fund. Since the fund’s launch in 2020, GoFundMe has raised more than $240,000 and has distributed more than 550 grants to teachers in order to help them afford classroom supplies and other educational resources, Leigh Lehman, GoFundMe director of communications, told ĂŰĚŇÓ°ĘÓ.

“The grants were an additional step to offer help to educators and lighten their load a bit, and there are still grants available for teachers who are in need,” Lehman said.

Grants of can be put toward common classroom items like school supplies, books and class decorations. Funds can also be used for other educational resources or items like field trips, playground equipment, updated technology and extracurricular activities.

Similar to GoFundMe’s grant initiative, AdoptAClassroom.org provides funding through their Spotlight Fund Grants program. This program targets classroom initiatives that address things like social-emotional wellness, Indigenous language, arts, STEM education and racial equity. Eligible teachers can apply for grants of $750 or more on AdoptAClassroom.org.

“People all around the country want to find ways to help more teachers,” GoFundMe’s Lehman said. “They understand there is a gap in funding and that teachers are incredibly stressed.”

Keeping kids engaged

Hana Syed Khan, a fourth grade teacher in New Jersey’s South River Public Schools district, started her own GoFundMe campaign, A Classroom Built on Kindness, in August to support her efforts to make her classroom “as useful, accessible and hands-on as possible.”

Entering her fifth year of teaching at a new school in a new district, Syed Khan knew she had to be more creative with the amount of classroom space she has, materials needed and the resources available.

Her campaign raised $1,920 in funds, which she used to purchase a spin-the-wheel device, a carpet for reading time, books for the classroom library and the classroom staple Better Than Paper.

“The [kids] want to touch everything, and they should be able to. It’s their room,” Syed Khan told ĂŰĚŇÓ°ĘÓ.

Through sharing via family group chats, her husband’s LinkedIn account, word-of-mouth and other social media platforms, like and , Syed Khan said she “feels fortunate to have set up the fundraiser and leverage community support for her classroom.”

School supplies purchased with donations from Syed Khan’s GoFundMe campaign, A Classroom Built on Kindness. (Hana Syed Khan)

She plans to keep her fundraiser open to donations so she can continue to afford classroom activities and incentives with hopes to keep students engaged through the year.

“Students in this district suffer from chronic absenteeism, which may stem from lack of transportation, parents’ schedule or a lack of motivation for themselves,” Syed Khan said. “Classroom incentives, like parties at the end of the month, are a really big part of what I want to use the funds for next.”

Drawing from his own school experience, An said he understands that many of his students face challenges outside of the classroom. Bringing smaller tools and supplies like writing utensils and paper to class is not the first thing on their mind.

“That can be a real barrier for students to access what teachers are asking them to do,” An said. “Using the donations to directly address those barriers helps students stay engaged to do their best in the classroom.”

He used a portion of the donations he has raised to purchase a rolling cart that allows for easy access to classroom supplies.

An purchased a rolling classroom cart with funds from his GoFundMe campaign, A Classroom for Future Scientists, for students to access supplies while in class. (Shawn An)

An and Syed Khan hope their efforts inspire other teachers to overcome the fear of asking for help. For Syed Khan, it was difficult to find the right words for the campaign and the video she included to go along with it. She wanted to ensure her classroom needs were as clear as possible to potential donors.

“Trying to figure out what to say to grab people’s attention was the most challenging part,” Syed Khan said.

“It definitely wasn’t easy,” she said. “But when people see someone speaking and explaining what the funds will be used for, it can attract many people because they see a real human.”

An experienced similar doubts about asking for help. He credits his family for providing feedback on his campaign narrative and helping him to frame his message.

“My family and I went through a co-writing process to get the point across that this was me, just as a person, asking a personal favor of people who were available,” An said.

GoFundMe currently hosts webinars for educators and education-related organizations to help them learn how to effectively fundraise. They’ve also updated their with tips for teachers to share their campaign and keep communities engaged.

“Seeing more teachers turn to external sources of funding to help support their students’ needs is definitely eye-opening,” An said. “It highlights the fact that not as much care is funneled into education as I think it should be.”

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