As Costs Rise, Families With Young Children Are Feeling the Strain
Prices are up in America. For nearly half of families with young children, it鈥檚 becoming untenable.
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Families across America, particularly those with young children, are struggling this summer.
With costs up, many are facing financial hardship at a level even greater than what was seen at the onset of the pandemic. That economic strain is taking a toll on the emotional well-being of children and their caregivers.
That鈥檚 according to that have asked families how they are faring.
鈥淚t鈥檚 really clear that it鈥檚 a really difficult time to be a parent in America right now,鈥 said Keri Rodrigues, president of the National Parents Union. 鈥淚 feel like we鈥檙e being squeezed in so many different ways.鈥
The administration鈥檚 approach to tariffs has forced up the price of many basic goods and services, she noted. The conflict in Iran has caused oil prices to spike. And federal legislation 鈥 namely H.R. 1, known as the 鈥淥ne Big Beautiful Bill鈥 鈥 has led to the beginning of a pullback of social safety net programs such as SNAP and Medicaid.聽
As a result, Americans are dealing with soaring gas prices, increased grocery costs, higher utility bills, and untenable healthcare premiums that have prompted some to 鈥渞oll the dice鈥 and go uninsured, Rodrigues explained. On top of all of those ballooning expenses, parents must also weather the costs of childcare; extracurricular activities for the kids; and food, clothing and medical care for their dependents.
鈥淎ll of these things compound and create this context of misery that we鈥檙e all feeling pretty acutely this summer,鈥 said Rodrigues, whose organization recently released the results of a of parents of more than 1,500 K-12 public school students.
Among parents of children in kindergarten through fifth grade, NPU found that about two-thirds of respondents expressed that they think the economic conditions in the country are getting worse, with an overwhelming majority saying that the costs of housing, basic goods, healthcare, childcare and extracurricular activities were each 鈥渟omewhat鈥 or a 鈥渧ery big鈥 problem right now. Three in four parents of kids in grades K-5 said inflation had changed their summer plans. Trips have been canceled or dialed back. Summer activities, such as camp, have had to be reconsidered.
Magda Zalewska, a mother of three children under age 6 in Romeoville, Illinois, is one of the parents feeling immense financial pressure this year. She wants to sign up her two older children 鈥 ages 4 and 5 鈥 for soccer, but it鈥檚 not something she can afford. Trips to the grocery store and fueling up her car are crushing her right now, she said. She has no money in a savings account in case of emergency; she鈥檚 always hoping her air conditioner doesn鈥檛 go out, that her car keeps running.
鈥淚鈥檓 already working from sun up to sun down,鈥 said Zalewska, who works as an early intervention therapist. 鈥淚鈥檓 already stretched so thin, and it’s frustrating because you want to give your kids this life but you can鈥檛 keep up with expenses.鈥
Her compensation, even as it has gone up, never seems to keep pace with inflation, she added.
鈥淓verything is going up in price,鈥 she said. 鈥淚 keep climbing the ladder, climbing the ladder, [but] I鈥檓 always at this paycheck-to-paycheck scenario, no matter how far I advance in my career.鈥
Zalewska has benefited from financial assistance over the years, from WIC, SNAP and Medicaid, but she said she lost Medicaid coverage recently and has been told she鈥檚 going to lose her SNAP benefits as well. Already, she said, she can鈥檛 remember the last time she ate fresh fruit. When SNAP is gone, she said, 鈥淚t won鈥檛 be produce I鈥檓 not eating, it鈥檚 going to be meals I鈥檓 skipping.鈥 (She focuses on making sure her three children have enough to eat before she feeds herself.)
鈥淗ow am I supposed to pour into their cups when my cup is not filling?鈥 she asked. 鈥淭he support is being taken from our fingertips. It鈥檚 just all gone.鈥
Zalewska takes some comfort in the knowledge that she鈥檚 not alone. She notices a 鈥渦niform struggle鈥 in the families she works with. 鈥淚f it鈥檚 not financial, it鈥檚 overall stress and mental well-being. Most families are burnt out.鈥
Her point is reflected in data from Stanford鈥檚 RAPID Survey Project, which has been gathering information monthly from parents and childcare providers for over six years. Indeed, 44% of families with infants and toddlers reported challenges paying for basics such as food and housing in 2025, according to a by the nonprofit Zero to Three, which compiled RAPID data from families with children under age 3. That represents the highest rate in the prior five years of survey data, including in 2020 when 42% of families reported the same difficulties.

By the end of 2025, families鈥 financial hardship seemed to peak, said Samantha Melvin, director of policy research at Zero to Three and author of the report.
鈥淭heir struggles really grew throughout the course of 2025,鈥 she said. 鈥淲e can鈥檛 say discretely that one thing changed, but there is this kind of cascading, consistent onslaught of uncertainty and distress.鈥

Families specifically mentioned the heavy burdens of affording food, housing and utilities, she said. Economic pressure often affected emotional and mental well-being, with parents reporting increases in anxiety, depression, stress and loneliness over the course of the year.

Those stressors affect not just adults, but entire families, Melvin noted.
鈥淚f you鈥檙e afraid of paying for rent, putting food on the table, it may impact how you鈥檙e interacting with your baby or [how] your baby is perceiving that stress,鈥 she said. 鈥淚t can have long-term consequences and harm for babies to be living in this constant place of uncertainty and deprivation, unstable and inconsistent relationships.鈥
Often, people will respond to moments of hardship by noting that children are resilient. And they are, Melvin agreed.
鈥淔amilies and the relationships are what creates that resilience,鈥 she clarified. 鈥淏abies are resilient because of their parents.鈥
So when parents are taking on extra jobs to cover expenses, waiting in line at a Medicaid or SNAP office to access benefits they are eligible for, or visiting food banks to make sure their kids can eat dinner, that inherently pulls them away from quality time with their children. 鈥淗ow do relationships get formed?鈥 Melvin asked. 鈥淚t鈥檚 with that time.鈥
This resonates for Zalewska. She鈥檚 been taking on more and more work to help her family鈥檚 finances. She estimates that she works about 65 hours a week.
鈥淚 barely see my kids,鈥 she said. 鈥淚鈥檓 missing all their milestones.鈥
Her current circumstances have left her in 鈥渇ight or flight mode,鈥 she said. Her nervous system is 鈥渉aywire.鈥
鈥淚鈥檓 exhausted,鈥 she said. 鈥淚 feel it in the bones of my body.鈥
Clara Busse, a mom in Philadelphia with an infant and a 3-year-old, doesn鈥檛 worry so much about meeting her basic needs, but she and her husband have to make some sacrifices to afford the annual cost of their childcare, which is around $35,000 for her two children, she said.
鈥淓very friend I have with young children is facing the same challenges,鈥 Busse said. 鈥淲e need policies that make sense for young families. It鈥檚 really basic stuff. People are really frustrated.鈥
These issues are not likely to improve in the near term, with major cuts to SNAP and Medicaid looming in early 2027. Rodrigues and Melvin both emphasized the need for policies that support families, rather than ones that continue to take programs away and make life with young children less affordable.聽
鈥淔amilies are having such a hard time,鈥 Melvin said. 鈥淭hey shouldn鈥檛 have to be working so hard, but the way they keep showing up for their babies 鈥 we need our policymakers and elected officials to be showing up for them.鈥
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